Wednesday, October 10, 2012

Cars with Highest Injury Rates

A recent study accomplished by the Highway Loss Data Institute (HLDI) revealed the cars with the highest injury rates.

According to the said study, Toyota Yaris has the most injuries per vehicle accident. Based on figures released by the said insurance industry, Yaris occupants have filed personal injury claims 28.5 times for every 1,000 of vehicles that were insured in the industry.

Meanwhile, Suzuki’s small crossover, SX4, comes next in line for having the most personal injury claims. Out of 1,000 insured cars, it has some 26.6 claims.

Other vehicles that earned poor score from the institute’s measurement include Chevrolet Aveo, Mitsubishi Galant, Kia Rio, Nissan’s Versa and Sentra, Dodge Avenger, and Hyundai Accent.

According to the institute, the study suggested that smaller vehicles tend to have the highest injury claims. Also, the same is an important supplement to the crash test conducted by federal safety regulators and the insurance industry.

It is something that a crash test failed to determine, according to HLDI senior vice president, Kim Hazelbaker. In most crash test, the advantages of greater size and weight are unveiled by using a fixed barrier. As a result of which, the crash test results are comparable only among similar vehicles, he explained. In addition, the study found out that larger and heavier vehicle does a better job in protecting occupants than a smaller and lighter one, Hazelbaker added.

Furthermore, the institute likewise eyed at the vehicles that suffered the highest dollar amount of damages in a car crash.

Ferrari California paid the worst damage that reached $200,000.00 although it only has 2.6 reported claims out of 100 Ferraris. Each of Ferrari’s claim averaged $82,112.00. Incidentally, this is five times the second-worst vehicle, the Maserati Granturismo, which experienced an average $16,150.00 of damages claim from car accidents.

Other expensive cars also topped the list. However, the institute also eyed at the results from vehicles that cost below $30,000.00. In fact, the study revealed that Mitsubishi Lancer ranked poorly both in frequency of claims and the amount of damage inflicted per claims. Lancer has 11.3 claims out of 100 Lancers and each claim has an average of $6,221.00.

Meanwhile, a Los Angeles motorcycle lawyer, who also handles car accident claims, claimed that although the findings came from actual real life situations, they do not directly suggest that such vehicles pose high risk of personal injury to owners. Still, the best way to avoid injuries is to take precautions when driving.